Sparkasse, Deutsche Bank and Co.: Be careful when withdrawing money – every customer should follow these tips
Paying by card at Sparkasse, Deutsche Bank and Co. has increased since the pandemic. Not least because supermarkets asked people to prefer to pay with their giro or credit card.
But the Germans can’t do without cash after all. Not least because you keep hearing about scams. Which in turn begs the question: what is really safer at Sparkasse, Deutsche Bank and Co.: Withdraw money or pay by card?
Sparkasse, Deutsche Bank and Co.: Security has improved significantly in recent years
The head of security management for payment cards at Euro Kartensysteme, Margit Schneider, explains that withdrawing money in Germany is generally safe. In the last 13 years, security at the then around 60,000 ATMs has improved significantly.
In addition to improving bank cards, video surveillance, mechanical security at ATMs, intruder alarm systems, fogging technology and color cartridges are also considered security guarantors. Which technology is used and to what extent depends on the respective location.
Sparkasse, Deutsche Bank and Co.: No difference between withdrawing from the machine or paying at the cash register
Schneider also emphasizes that within the Federal Republic it makes no difference whether you withdraw the money from the machine or pay by card in the supermarket.
Abroad, however, it is important to choose a language at the ATM that you can certainly understand.
More Sparkasse, Deutsche Bank and Co.-Subjects:
Sparkasse meets customers! Annoying rule is finally abolished
Sparkasse: Will customers soon no longer be able to get cash? Bank speaks plain language
Sparkasse, Postbank and Co: Caution! Customers have to be careful here
Sparkasse, Deutsche Bank and Co.: Schneider advises against accepting “help” from strangers when withdrawing money
If you still want to protect yourself when withdrawing money, you should cover your hand when entering the pin and not get involved in conversations, let alone accept “help”. If the machine reacts strangely at the moment of taking off, the process should be aborted. If the card is confiscated, it helps to call the blocking emergency number 116 116. (ali)
At the Sparkasse, Postbank and Co, there is a major change to the EC card: In the future, it should be possible to store it in the online payment method Giropay.