You are currently viewing If the AFP Withdrawal Law is enacted, from when will the funds be delivered to the contributors?

The Plenary of Congress approved the opinion that authorizes the optional withdrawal of up to 4 tax tax units (UIT) o S/ 18,400 for all affiliates of the Pension Fund Administrators (AFP). The bill received 107 votes in favor and eight against.

The proposal approved in plenary was drawn up by the economic commissionapproved on April 12. This proposed that all affiliates, whether they are active contributors or not, can withdraw their money from the fund.

This detail marks a difference with the opinion approved last Tuesday in the Work Commissionwhich established the same withdrawal amount, but only in the cases of people who do not have three consecutive months of contributions to the system.

CHECK HERE: Withdrawal CTS 2022: until what date will 100% of the deposit be available and when will it become official

WHEN CAN I WITHDRAW THE MONEY FROM MY AFP?

According to the date of approval of the retirement law of AFPthe money of each contributor must be made from the schedule published by SBS. To do this, it must be taken into account that there will be up to three parts, just as the old withdrawals from the pension fund have been since the COVID 19 pandemic began.

  • First part: One UIT (S/ 4,600) 30 days after the request is computed.
  • Second part: One UIT (S/ 4,600) 30 days after delivery of the first amount.
  • Third part: Two UIT (S/ 9,200) 30 days after the second delivery.

HOW TO REQUEST THE AFP WITHDRAWAL?

The extraordinary withdrawal of funds is carried out as follows:

  • affiliates Submit your application remotely, virtually or in personand for the only time, within the 90 calendar days subsequent to the validity of the regulations of this Law.
  • Up to 1 UIT will be paid every 30 calendar days, with the first disbursement being made 30 calendar days after the request is submitted to the private pension fund manager to which the member belongs. This is applicable until the second disbursement and the rest will be delivered in the third.
  • In the event that the affiliate wishes to stop withdrawing the funds from his individual capitalization account, may request it only once from the private pension fund manager 10 calendar days before disbursement.

HOW DO I KNOW WHICH AFP I AM IN?

If the withdrawal law is passed AFP and you want to withdraw your money from the pension fund but you do not know which fund you are in, you must follow these steps:

  • Enter the web Consultation of AFP affiliates of the SBS and fill in the information requested.
  • Choose the option to search by ID or names and surnames. Fill in the fields and click on “search for”.
  • Finally, the application of SBS will show you the AFP to which you contribute and the type of commission they charge you.

LOOK HERE: Withdrawal of CTS 100% and AFP 2022: Everything that is known about access to the deposit and pension fund

HOW CAN I SEE HOW MUCH MONEY I HAVE ACCUMULATED IN MY AFP?

In case you decide to withdraw the money from your AFPfirst you must know how much money you have saved in your pension fund, therefore, You must enter the page or application of the AFP in which you are affiliated.

  • AFP Integra: If you are a member of this administrator, you can enter the following link: www.afpintegra.pe/iniciar-session.
  • AFP Premium: enter the page http://www.prima.com.pe/wcm/portal/PrimaAFP/inicio and in “My account” you put the number of your ID and password.
  • AFP Habitat: to check the account status in this AFP you must enter www.afphabitat.com.pe/mi-cuenta.
  • Future AFP: if you are an affiliate of this AFP you can enter https://enlinea.profuturo.com.pe/zonaprivada/login to view your account statement.
  • Calculator of pensions of the Association of AFPs.

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