The pension reform that Jos Luis Escriv has devised continues to take steps towards its approval after the approval of the Council of Ministers of the project of said reform, which has included in the final draft a supplement for certain pensioners to be paid in 2022 .
In the text available on the page of the Congress of Deputies the only additional provision recognizes a supplement for the improvement of pensions of a specific group of workers: those who took early involuntary and voluntary retirement between 2002 and 2021 with careers of more than 44 years and six months of contributions.
The first type of early retirement is the one that affects workers who, with a maximum of four years in advance of retirement age and a minimum contribution of 33 years, decide to retire early after a dismissal derived from a situation of business restructuring, as reported by Social Security.
The second is the traditional early retirement, the one that the worker requests voluntarily with a maximum of two years in advance on the retirement age and that must be done with at least 35 years previously contributed.
However, not all workers who availed themselves of these modalities during the last 20 years will be able to collect this supplement: the bill contemplates that they are only those who did so with at least 44 years and six months of contributions and, in addition, that the amount of your pension would have been higher if the new coefficients for 2022 had been applied instead of those in force at the time of early retirement.
The complement will begin to be paid with Effect of March 1, 2022 It is calculated by subtracting the amount after applying the reducing coefficients of the new reform to the pension from the resulting amount that remains from applying the coefficients that were in force at the time to the pension.
According to the bill, the payment of this supplement will be made in 14 payments, since it will be included in the retirement pension and “will have the nature of a retirement pension” for all purposes.
The objective of this novelty is to compensate workers who, after a long career, have seen how the new coefficients that are approved with the new law are more beneficial than those they had at the time, making their pensions suffer more. cuts than that of workers who, with the same contribution years, are currently retiring early.
The new reducing coefficients for early retirement
The redesign of the reduction coefficients of early retirement has been one of the legs of the first part of the pension reform of Jos Luis Esciv. The Minister of Inclusion, Social Security and Migration has proposed the entry of a new table of coefficients that will become monthly (now they are quarterly) and will be applied to the amount of the pension (and not to the regulatory basis).
Thus, in the involuntary mode of early retirement, reduction coefficients of between 0.5% and 24% are expected to replace the current range, which ranges from 1.5% to 24% but leaves more beneficial reduction coefficients in the region. the middle sections.
For its part, in voluntary early retirement, the new reducing coefficients will range from 2.81% to 13%, while those that are still in force range from 1.625% to 13%, with coefficients also beneficial in the middle sections of the table. .
The spirit of reform, as Jos Luis Escriv has repeated on numerous occasions, is encourage the permanence of workers in the labor market and align the effective and real retirement age. It is for this reason that, with the pension supplement, it is intended to reward workers who in the last 20 years have lengthened their professional careers.