This Monday, April 26, the deadline for the Executive to pronounce on the autograph of the law that approved, at the end of March, the Plenary of Congress regarding the withdrawal of up to S / 17,600 (4 UIT) of the Pension Fund Administrators (AFP). As it is recalled, the Legislature presented a document on April 5 before the Presidential Office requesting its promulgation, giving a period of 15 working days to respond.

MORE INFORMATION: How do you know how much money you have saved in your AFP?

Although there is no official statement so far, the head of the Presidency of the Council of Ministers, Violeta Bermúdez, said that she hopes to have a proposal regarding said project ready this weekend, in order to avoid damaging constitutional principles.

The withdrawal of part of the AFP funds seeks to mitigate the economic crisis that families are going through due to a pandemic due to COVID-19. (Photo: Andina)

WHAT DID YOU SEE IN THE EXECUTIVE?

According to Bermúdez, the Ministerial Cabinet received and analyzed the text, where it saw that there is a provision that “Breaks with the issue of the intangibility of the fund” of pensions.

In an interview with TV Peru, he specified that the autograph approved by Parliament establishes that if an affiliate decides not to withdraw his contributions to the AFP up to an amount equivalent to 4 UIT and maintains debts for alimony, the people with whom that debt is maintained They may claim up to 30% of the debtor’s pension fund.

MORE INFORMATION: You don’t know if you are affiliated with the Private Pension System? Link to consult here

WHAT DOES THE GOVERNMENT PROPOSE?

The Ministerial Cabinet will propose to the Congress of the Republic to make the necessary adjustments so as not to affect the economy of the affiliates of the AFPs.

“We are looking for that propose adjustments to the Legislature so that an effective law is issued for the benefit of workers and does not violate constitutional principles, such as the intangibility of the funds “, he pointed.

He indicated that they will send this observation as soon as possible for the benefit of the citizens.

MORE INFORMATION: How do I know how much money I have in my AFP?

Many people want to know from when they will be able to collect up to 4 UIT from their AFPs.  (Photo: Andina)
Many people want to know from when they will be able to collect up to 4 UIT from their AFPs. (Photo: Andina)

IF IT IS ENACTED, HOW DO I GET MY FUNDS FROM AFP?

In the event that it is enacted, the Superintendency of Banking, Insurance and AFP (SBS) will have another 15 days to determine the operational process to be followed by the Pension Fund Administrators (AFP) to pay what the law indicates.

Procedure to withdraw my funds

If you are one of the contributors who will draw up to 4 UIT from their pension fund, first you will have to submit an application to the AFP to which you are affiliated, virtually or in person, within 90 days after the validity of the regulations of the present law.

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Return

To contributors who requested a refund of up to 17,600 soles, an UIT (S / 4,400 soles) will be paid every 30 calendar days:

  • The first disbursement 30 days after submitting the request to the Private Pension Fund Administrator to which it belongs.
  • This applies in the same way for the second disbursement.
  • The rest of the amount will be delivered in the third disbursement.

In the event that the affiliate wishes to stop withdrawing the funds from his individual capitalization account, he may request it only once to the private pension fund manager. 10 days before disbursement.

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